Let's Talk About Your Goals
Whether you're navigating a life transition, working toward an important goal or simply looking for a clearer understanding of your finances, it starts with a conversation.
The Future You Want Starts With the Decisions You Make Today
It’s common to seek financial coaching when you feel like you are drowning in debt or struggling to save. When monthly bills and unexpected expenses start to take over, having a clear plan changes everything.
Whether you're changing careers, navigating a life transition, paying off debt, building savings or preparing for what's next, understanding your finances can help you make informed decisions and create a plan that supports your goals.
At Anchor12, we help clients organize their financial picture, identify priorities and develop practical strategies that support the life they want to create.
Creating the Life You Want
Anchor12 helps you understand where you are today, create a plan for achieving your goals and make informed financial decisions with confidence.
Whether you're paying off debt, building savings, navigating a transition or gaining greater control over your finances, you'll receive practical guidance and support tailored to your unique situation.
You'll develop habits that align with your priorities, strengthen your financial decision-making and create steady momentum toward the things that matter most to you.
When your finances support your priorities, you're better positioned to create the life you want to live.
Meet Julie Rashid
Julie Rashid founded Anchor12 Financial Coaching because she believes people make stronger decisions when they understand their options.
She holds a Bachelor of Science in Business Administration from UNC Charlotte and completed Financial Coach Master Training in 2024. Her professional background includes human resources, accounting and investigative work, giving her a unique combination of analytical thinking, problem-solving skills and real-world experience.
Throughout her career, people naturally sought Julie out for guidance because she has a talent for making complex topics easier to understand and helping people identify practical next steps.
Today, she combines financial education, personalized guidance and genuine support to help clients make informed decisions and create meaningful progress toward their goals.


Every person arrives with different experiences, priorities and aspirations. That's why coaching is never one-size-fits-all.
We’ll start by learning about your current situation, what's important to you and what you'd like to accomplish. From there, Julie will work with you to identify opportunities, develop practical strategies and create a realistic plan that fits your life.
Julie often says, “People do the best they can with the information and circumstances they have at the time.”
That perspective shapes every coaching relationship.
Instead of focusing on where you've been, Julie helps you focus on what's possible from here. The conversation centers on identifying opportunities, developing practical strategies and creating meaningful progress over time.
The Anchor12 Approach
AT ANCHOR12 FINANCIAL COACHING,
WE UNDERSTAND HOW DAUNTING IT CAN BE TO FEEL LOST IN A SEA OF FINANCES.
Every person arrives with different experiences, priorities and aspirations. That's why coaching is never one-size-fits-all.
We’ll start by learning about your current situation, what's important to you and what you'd like to accomplish. From there, Julie will work with you to identify opportunities, develop practical strategies and create a realistic plan that fits your life.
Julie often says, “People do the best they can with the information and circumstances they have at the time.”
That perspective shapes every coaching relationship.
Instead of focusing on where you've been, Julie helps you focus on what's possible from here. The conversation centers on identifying opportunities, developing practical strategies and creating meaningful progress over time.

WHAT YOU CAN EXPECT
Working with Anchor12 is a collaborative process centered on helping you achieve meaningful results. Clients gain a better understanding of their finances, stronger money habits, greater organization and more certainty when making important decisions.
You'll have a trusted guide who helps you stay focused on your priorities, navigate challenges and continue building momentum over time.
Most importantly, you'll develop the knowledge, habits and perspective needed to take ownership of your financial future.

Our Mission
Our mission is simple.
To help people gain clarity about their finances, make informed decisions and create more opportunities for themselves and their families.
Because finances are about more than numbers.
They're about choices, opportunities and creating a life that reflects your priorities, values and goals.
SCHEDULE YOUR FREE 30 MIN CONSULTATION
AND GET STARTED TODAY!
OUR MISSION
Our mission is simple.
To help people gain clarity about their finances, make informed decisions and create more opportunities for themselves and their families.
Because finances are about more than numbers.
They're about choices, opportunities and creating a life that reflects your priorities, values and goals
“Julie is the best of the best. I am a teacher who was going through financial troubles. Her knowledge and expertise has gotten me on the path where I can actually make progress on my finances instead of staying stuck in the same impossible cycle every month.”
“Life changer and financial game changer. She helped me so much that I was able to max out my retirement for the year. I didn’t think I’d ever have enough money to do that.”
“Working with Julie has been an incredible experience. She is extremely thorough in gathering information, ensuring that no detail is overlooked while keeping the process clear and manageable. One of the things I appreciated the most is her supportive, judgement-free approach. No matter where you’re starting from, she encourages progress and helps you move forward with confidence.”
“From the first consult, I felt seen, heard and safe. In sessions she’s easy to talk to, has a knack for explaining technical things in definable, concrete ways, and is a phenomenal planner. Julie knows what you need to know, and is going to set you on the right track, teaching and supporting you every step of the way.”
